Cushion turns families’ biggest expense - their rent - into a safety net.
We give tenants the ability to tap into their rent for credit, providing flexibility when cash gets tight.
Why Cushion?
We want to build a better safety net for Americans, so that hard-working families can get ahead. Getting ahead starts with not falling behind: for a family without savings to lean on, a temporary hardship can turn into a permanent freefall. Cushion gives low-income renters more flexibility with their finances, so they can keep steady despite bumps in the road.
How it works:
Pre-pay property owners
Cushion partners with tenants and their landlords. We pay 6-12 months of the tenant’s rent upfront to their landlords at a discount.
2. Collect rent from tenants
Tenants continue to make their regular rent payments to Cushion, and we pass on the discount when they need it most.
3. Cushion tenants’ cash flow
When a cash shortfall hits, tenants can reduce their rent payments in order to cover urgent expenses. Flexible payment plans help renters catch up when things stabilize.
Cushion gives tenants the wiggle room they need to deal with unexpected expenses without jeopardizing their home.
For Partners
Property owners and operators like Cushion because they get paid upfront, which gives them extra working capital and eliminates the risk and hassle of late payments.
Cushion partners with organizations that aim to help both families and independent property owners achieve more financial stability.
Reach out to get started.
kat@cushion.org