Cushion turns families’ biggest expense - their rent - into a safety net.

We give tenants the ability to tap into their rent for credit, providing much-needed breathing room when finances get tight.

Why Cushion?

For many, emergency credit is hard to find when it’s needed most. Cushion is here to protect families living month to month from financial free fall, offering a safety net during tough times by making rent more flexible.

How it works:

  1. Pre-pay landlords

Latch partners with tenants and their landlords. We pay 6-12 months of the tenant’s rent upfront to their landlords at a discount.

2. Collect rent from tenants

Tenants continue to make their regular rent payments to Cushion, and we pass on the discount when they need it most.

3. Cushion tenants’ cash flow

When a cash shortfall hits, tenants can reduce their rent payments, using the savings to cover urgent expenses. Flexible payment plans help renters catch up when things stabilize.

For Tenants

Cushion gives tenants breathing room to deal with unexpected expenses without jeopardizing their home.

For Partners

Cushion partners with organizations that aim to help both families and landlords achieve more financial stability.

For Landlords

Landlords like Cushion because they get paid upfront, which gives them extra working capital and eliminates the risk and hassle of late payments.

Reach out to get started.

kat@cushion.org